will medical insurance pay for a tugger?

[madbr3991]

is it possible to get medical insurance to pay for a tugging device?
im planning to buy a TLC-X . right now my money is tight. so i'm saving up to buy a tugger.

[Samurai Drac]

by medical insurance, do you mean actual medical insurance, or is that an analogy for using something like a Health Savings Account?

as for the insurance, thats something youll have to look up with them. honestly it could be much more of a hassle than its worth for the approximate $100 youll spend. most places where you would use insurance, charge it directly to your insurer and have you pay the copay right then and there using a credit/debit card.

in all probability, no, they will probably not cover it. it would most likely be considered s cosmetic device, and thus probably not covered.

but thats just my opinion, rather than a fact. others may be able to comment otherwise.

[TLCTugger]

Hi,
I helped a guy in Finland and one other European TLC client get re-imbursed for their tuggers under a Health Flexible Spending Account program (meaning if it's like ours, they pay with their own money but they save because it's using pre-tax dollars). They each just asked me for an invoice describing exactly what they bought.

I imagine the penalty for a one-time submission of a dis-allowed expense is zero, so there's no harm in trying to get re-imbursed.

[AC_Tech85]

I would imagine that if medical insurance accepted your claim it could open a can of worms allowing for surgical reconstruction and/or regenerative services to be covered.

[Aspie]

You might be able to get a psychiatrist or someone like that to sign off on that and they might take it however beyond that I'm not sure sorry :(